[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kofare.cz\/chudak-nema-moc-nadeji\/#Article","mainEntityOfPage":"https:\/\/www.kofare.cz\/chudak-nema-moc-nadeji\/","headline":"Chud\u00e1k nem\u00e1 moc nad\u011bj\u00ed","name":"Chud\u00e1k nem\u00e1 moc nad\u011bj\u00ed","description":"Kdy\u017e se u n\u00e1s n\u011bkdo chce uch\u00e1zet o p\u016fj\u010dku, mus\u00ed b\u00fdt v prvn\u00ed \u0159ad\u011b schopen n\u011bjak\u00fdm zp\u016fsobem prok\u00e1zat, \u017ee je &hellip; <a class=\"more-link\" href=\"https:\/\/www.kofare.cz\/chudak-nema-moc-nadeji\/\">More<\/a>","datePublished":"2019-12-13","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.kofare.cz\/author\/#Person","name":"kofare.cz\n","url":"https:\/\/www.kofare.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6808215d501bdbb001ef3734be3cdad1be23596de78c590ed2ac5868fce74c95?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6808215d501bdbb001ef3734be3cdad1be23596de78c590ed2ac5868fce74c95?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kofare.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kofare.cz\/wp-content\/uploads\/img_a377773_w4376_t1589269684.jpg","url":"https:\/\/www.kofare.cz\/wp-content\/uploads\/img_a377773_w4376_t1589269684.jpg","height":0,"width":0},"url":"https:\/\/www.kofare.cz\/chudak-nema-moc-nadeji\/","about":["Pen\u00edze"],"wordCount":433,"articleBody":"    Kdy\u017e se u n\u00e1s n\u011bkdo chce uch\u00e1zet o p\u016fj\u010dku, mus\u00ed b\u00fdt v prvn\u00ed \u0159ad\u011b schopen n\u011bjak\u00fdm zp\u016fsobem prok\u00e1zat, \u017ee je schopen to, co si p\u016fj\u010d\u00ed, tak\u00e9 v po\u0159\u00e1dku vr\u00e1tit. Proto\u017ee pouh\u00e9mu \u010destn\u00e9mu slovu se u\u017e d\u00e1vno nev\u011b\u0159\u00ed a ani ned\u00e1 moc v\u011b\u0159it, a jistota je jistota. Zejm\u00e9na kdy\u017e jde o pen\u00edze. A tak je pochopiteln\u00e9, \u017ee se ve finan\u010dn\u00edch instituc\u00edch \u017e\u00e1daj\u00ed r\u016fzn\u00e9 z\u00e1ruky. Zpravidla \u010dist\u00e9 registry dlu\u017en\u00edk\u016f, absence ne\u0159e\u0161iteln\u00fdch finan\u010dn\u00edch probl\u00e9m\u016f a dostate\u010dn\u00e9 p\u0159\u00edjmy. Ten, kdo tu vyhov\u00ed, m\u00e1 nad\u011bji, \u017ee mu bude p\u016fj\u010deno, zat\u00edmco ten, kdo je shled\u00e1n nedostate\u010dn\u011b perspektivn\u00edm, se se zlou pot\u00e1\u017ee. A proto se nejednou s\u00e1z\u00ed na nebankovn\u00ed sf\u00e9ru, je\u017e je v tomto ohledu o pozn\u00e1n\u00ed benevolentn\u011bj\u0161\u00ed ne\u017e bankovn\u00ed domy. U nebankovn\u00edch poskytovatel\u016f dokonce nab\u00edzej\u00ed i p\u016fj\u010dku jm\u00e9nem hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. Ov\u0161em to neznamen\u00e1, \u017ee kdy\u017e je tato \u201abez dolo\u017een\u00ed p\u0159\u00edjm\u016f\u2018, usp\u011bje tu i n\u011bkdo, kdo nedost\u00e1v\u00e1 od nikoho ani korunu. Opak je pravdou. I zde je nezbytn\u00e9 dolo\u017eit schopnost \u0159\u00e1dn\u011b a v\u010das spl\u00e1cet p\u016fj\u010den\u00e9 finan\u010dn\u00ed prost\u0159edky. A rozd\u00edl mezi bankami a nebankovn\u00edm sektorem je pouze v tom, \u017ee nebankovn\u00ed instituce akceptuj\u00ed daleko \u0161ir\u0161\u00ed \u0161k\u00e1lu d\u016fkaz\u016f o platebn\u00ed schopnosti a sta\u010d\u00ed tu i ni\u017e\u0161\u00ed p\u0159\u00edjmy, ne\u017e by r\u00e1di vid\u011bli bankovn\u00ed \u00fa\u0159edn\u00edci. V p\u0159\u00edpad\u011b v\u00fd\u0161e zm\u00edn\u011bn\u00e9 hypot\u00e9ky lze dolo\u017eit p\u0159\u00edjmy r\u016fzn\u011b. T\u0159eba da\u0148ov\u00fdm p\u0159izn\u00e1n\u00edm, dokazuj\u00edc\u00edm, \u017ee doty\u010dn\u00fd skute\u010dn\u011b podnik\u00e1 a nejen \u017ee m\u00e1 zalo\u017eenou firmu.  Nebo vydan\u00fdmi fakturami.  Nebo v\u00fdpisy z \u00fa\u010dtu.  Nebo v\u00fdplatn\u00edmi p\u00e1skami.  Nebo podnikatelsk\u00fdm z\u00e1m\u011brem, pro kter\u00fd je t\u0159eba zm\u00edn\u011bn\u00e9 p\u016fj\u010dky.  Nebo jin\u00fdmi doklady, potvrzuj\u00edc\u00edmi p\u0159\u00edjmy.  Nebo pracovn\u00ed smlouvou.  Nebo dokladem o p\u0159izn\u00e1n\u00ed n\u011bkter\u00e9 z d\u00e1vek vypl\u00e1cen\u00fdch st\u00e1tem.  Nebo si lze coby spoludlu\u017en\u00edka p\u0159iv\u00e9st p\u0159\u00edbuzn\u00e9ho, jen\u017e pot\u0159ebn\u00e9 p\u0159\u00edjmy na rozd\u00edl od samotn\u00e9ho \u017eadatele m\u00e1.   Zkr\u00e1tka se dnes u\u017e na \u010destn\u00e9 slovo nep\u016fj\u010duje. Z\u00e1ruky pot\u0159ebuje a tedy i vy\u017eaduje ka\u017ed\u00fd. A sotva tomu n\u011bkdy n\u011bkde bude jinak.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Chud\u00e1k nem\u00e1 moc nad\u011bj\u00ed","item":"https:\/\/www.kofare.cz\/chudak-nema-moc-nadeji\/#breadcrumbitem"}]}]